Зумеры берут больше кредитов, чем миллениалы в их возрасте
В США поколение «зумеров», которым сейчас исполнилось 22-24 года, имеет более высокий уровень задолженности и просрочек по кредитным продуктам, чем миллениалы в том же возрасте десять лет назад. Это следует из отчета кредитного бюро TransUnion.
Средний баланс кредитной карты двадцатилетних в 2023 году составлял $2,8 тысяч. Это на 26% больше, чем у миллениалов того же возраста в 2013 году с поправкой на инфляцию. При этом заработки с учетом инфляции у зумеров меньше. В результате, у сегодняшних 22-24-летних среднее соотношение долга к доходу составляет 16% по сравнению с 12% у миллениалов в 2013 году.
По мнению экспертов, в этом виновата неблагоприятная экономическая обстановка, вызванная пандемией.
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