По данным СРО «МиР», с ноября 2023 года доля одобренных заявок на займы в МФО снижалась и сейчас стабилизировалась. На 1 марта уровень ободрения заявок в PDL сегменте (займы до зарплаты) для новых клиентов составил 19%, а для повторных — 84%. В IL-займах (среднесрочные микрозаймы) доля одобрения новым клиентам — 23%, повторные — 71%, пишет «Коммерсантъ».
В 2023 году уровни одобрения практически во всех сегментах были заметно выше. Так, в PDL-займах для повторных клиентов уровень одобрения составлял 93%, для новых — 19%, в IL для повторных клиентов — 75%, для новых — 29%.
Такую возможность для МФО фактически создал сам регулятор. На фоне введения макропруденциальных лимитов (для банков они более жесткие, чем для МФО) и приостановки ограничения ПСК у банков (предельная ставка для МФО, напротив, снижена с 1 июля 2023 года) наблюдается рост обращений банковских клиентов в МФО.
EMCR NEWS: INSTRUCTIONS
How to Join EMCR News Discussions
The
EMCR News - feed is akin to the Bloomberg news line. In it, you will find the latest financial news, along with associated comments and discussions from professional analysts.
To not miss anything - read the full EMCR News feed on the EMCR website through a desktop or a pinned browser window on the "home" screen of your phone.
Step 2: Get verification of your expertise from someone who already has a verified personal profile on EMCR.
Step 3: in the settings of your personal or corporate profile, connect the broadcast of your Telegram channel to the profile.
After this, the content of your channel will be displayed in your EMCR profile.
We can include the most interesting of your posts or all of your content in the EMCR News feed depending on its quality and topic. You will also be able to participate in news discussions and link your posts in long thematic threads.
Participating in EMCR News discussions and linking your posts to threads.
To comment on some news, copy the link to it
from the source Telegram channel and paste it in your comment or
make a repost of the news from the source channel in your own channel and give your comment as a reply to this repost
If your comment enters the news discussion on EMCR News, it will look like this:
EXAMPLE
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A thematic thread is a series of comments about one topic, connected to each other. EXAMPLE
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We share the best threads and discussions in our "Thread of the Day" section, and also share them in our
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We wish you interesting posts and great discussions!