Chief Risk Officer (credit cards), Recruitment Boutique S.M.Art

Chief Risk Officer (credit cards), Recruitment Boutique S.M.Art


• Manage the credit risk strategy and appetite across the revolving credit portfolio in Spain
• Monitor and ensure revolving credits portfolio performance to budgeted levels
• Initiate improvements of underwriting procedures for the product making data driven decisions
• Initiate implementation of new data sources for credit decision making with proving efficiency
• Closely work with Product team to develop strategy, including identifying new market opportunities in Spain
• Participate in setting provision policy for the product following IFRS 9
• Participate in setting transactional fraud prevention policy



• Higher mathematical / technical education
• 5 or more years of experience as a senior portfolio risk analyst/head of portfolio risk analysis (credit cards)
• Excellent understanding of credit policy governance with the ability to implement defense procedures
• Strong understanding of credit and financial risk
• Excellent ability to understand and interpret data and make data-driven decisions
• Strong level of Excel (pivot tables, look-ups etc.)
• Thrive in a fast-paced environment and adapt to new challenges quickly
• Experience with SQL and Tableau as a plus
• Fluent English


• Relocation to Spain

Recruitment Boutique S.M.Art

Recruitment boutique S.M.Art специализируется на поиске и подборе персонала среднего и высшего звена для успешных игроков банковского и финансового секторов.

Мы верим, что поиск персонала может быть искусством.

Свою миссию мы видим в поиске кандидатов для наших партнеров, которые не просто отвечают требованиям по каждой отдельной вакансии, но и в совокупности организуют настоящую команду профессионалов, нацеленных на совместный успех.

Job type    Full-time
Experience level    Senior
Location    Barcelona, Spain (España)
Arrangement    Office

Published: 08/02/2023