Egor Bespalov

Educational experience

• KPMG

  KPMG Foundation for graduates More >

  The basis of Accounting and Corporate Finance in English

• SAINT PETERSBURG STATE UNIVERSITY OF ECONOMICS

  Master Degree in Finance and Credit

• KHABAROVSK STATE UNIVERSITY OF ECONOMICS AND LAW

  Bachelor Degree in Economics

• SF-Education

  Investment Analyst More >

  Theory and practice of corporate finance, financial modeling.

• ALTINVEST

  Evaluation of Investment Projects More >

  Analysis of the cement plant construction project

Work experience

• SBER

  Underwriter — 5 years 6 months More >

  • performed financial analysis of corporate clients in a credit process (clients’ annual revenue was up to 1,5 billion rubles);
  • performed BS, P&L and CF modeling (using direct/indirect method) of companies in various industries;
  • identified, evaluated and minimized risks during a credit process (max. loan amount was 0,4 billion rubles);
  • formed an expert opinion based on analysis’ results in a form of summary. Took a participation in a decision-making process;
  • performed monitoring of active clients (calculation of PD, LGD, reserves management according to RAS and Central Bank orders);
  • performed an analysis of signs of fraud of active clients, also identified the cases of default of problem clients (client’s annual revenue was up to 2,7 billon rubles, group of companies’ annual revenue was up to 5 billion rubles);
  • participated as a credit risks’ expert in the process of retraining the integrated decision-making model (max. loan amount was 0,05 billion rubles).
  Results: formed 10 additional controlled parameters of the integral model based on financial statements and business reputation, which have increased the predictive power (Gini index from 1.63% to 7.25%).

• RENAISSANCE CREDIT

  Credit specialist —  9 months More >

  • made sales of credit products to private customers (POS-lending in retail sphere: electronics, jewelry, furniture);
  • performed active communications with the managers of points of sales in order to attract customers for credit.

I can help with